When the Storm Passes: Your Essential Guide to Assessing Wind Damage and Protecting Your Liberty County Home
After severe weather strikes Liberty County, Texas, the aftermath can leave homeowners wondering about the true condition of their roof. Heavy winds often damage roofs in ways that may actually be quite difficult to notice. How can you know if your roof has been damaged by a severe weather event? Understanding how to properly assess wind damage is crucial for protecting your home and ensuring your insurance claims are handled correctly.
Understanding Wind Damage in Texas
Texas homeowners face unique challenges when it comes to wind damage. Wind speed and direction play an important role in whether or not hail damages your roof. Most hail damage occurs during wind speeds over 30 mph. High winds can get underneath a roof shingle and partially lift it off a roof. This type of damage isn’t always immediately visible from the ground, making professional assessment essential.
Creases or cracks in your shingles are indications of wind damage, but you may not see creases unless you are within several feet of the shingles because creases in shingles are difficult to see from the ground. Shingles almost never reseal properly to a roof after being lifted by high winds. When a roof’s shingles are creased or cracked, leaks become inevitable.
Initial Post-Storm Assessment Steps
Your first priority after a storm should be safety and a preliminary ground-level inspection. Some damage is obvious, but the most expensive problems are often the ones you can’t see from the ground. If you noticed any of the warning signs mentioned above, it’s time to call in professionals who can safely assess your entire system.
Start by walking around your property and documenting what you can see from the ground. Your perimeter inspection should involve documenting the larger picture and gathering proof of the storm’s impact. This may include damage that isn’t even touching your house, such as downed branches in your yard, hailstones still on the ground and debris scattered around your yard.
Look for these warning signs:
- Shingles or pieces of shingles on the ground around the perimeter of the home. Shingles may have been ripped off during high winds.
- Hail damage often shows up as small circular dents, while wind damage might appear as lifted or curled shingle edges. Even damage that looks minor can let water into your home, causing problems that get worse over time.
- Storm damage to flashing—the metal strips around chimneys, vents, and roof edges. Storm damage to flashing is common and can lead to serious leaks if not addressed quickly. If you see bent, loose, or missing flashing, that’s a priority repair.
When Professional Inspection is Critical
Storm damage is not visible from the ground or the untrained eye. This is why professional assessment becomes crucial after any significant weather event. Professional inspectors have the training and equipment to spot problems you might miss. We can identify subtle signs of damage that could lead to major issues down the road. More importantly, we can do this safely without putting you at risk.
For homeowners seeking professional roof repair liberty county services, it’s essential to choose experienced contractors who understand local weather patterns and building requirements. Call a trusted, licensed and local roofing company. Avoid roofers who knock on your door right after a storm. They are trying to make quick money. You want a licensed and insured roofing contractor trusted by the community.
Texas-Specific Insurance and Building Requirements
Liberty County homeowners should be aware of Texas’s specific windstorm insurance requirements. The Windstorm Inspections Program applies to structures located in the designated catastrophe areas, known as Texas’ First Tier Counties: Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Jefferson, Kenedy, Kleberg, Matagorda, Nueces, Refugio, San Patricio, Willacy, and certain cities east of State Highway 146 in Harris County.
While Liberty County isn’t in the designated catastrophe area, understanding these requirements helps homeowners make informed decisions about their roofing needs. Most new construction, roof replacements, major repairs, and other alterations require an inspection and roof repairs of less than 100 square feet that don’t involve decking.
Working with Insurance Companies
Proper documentation is crucial for insurance claims. Take clear photos and videos of all roof hail damage. This visual evidence will be critical when filing your claim and demonstrating the extent of storm damage. Be sure to include detailed notes on the date of the storm and the type of damage you have observed.
An insurance adjuster will likely visit your home to assess the damage themselves. It’s advantageous to have your roofing contractor present during this evaluation to ensure all damage is noted and to advocate for a fair assessment. If your insurance company sends a claims adjuster to inspect the damage, make certain the adjuster lifts (or sees you lift) the exposed and loose or torn edges of the shingles. By just glancing at your roof from the ground, a claims adjuster may not be able to see the damage.
Preventive Measures for Future Storms
Regular roof inspections are a proactive step to safeguard your home. They help detect small issues before they escalate into significant problems, saving you from costly repairs and insurance headaches. Understanding your roof’s condition, knowing the inspection steps, and identifying cost-effective replacement options are critical for Texas homeowners. Regular inspections and timely repairs save money, extend your roof’s lifespan, and prevent emergencies.
Consider these preventive steps:
- Schedule annual professional inspections
- Keep gutters clean and properly maintained
- Trim overhanging tree branches
- Address minor repairs promptly before they become major issues
Taking Action After Wind Damage
Don’t wait if you’re seeing active leaks, water stains inside your home, or obvious structural damage. These problems get worse quickly, especially with more rain in the forecast. Do not file a possibly unnecessary claim with your insurance company before you have a trusted roofing company do a hail damage roof inspection. We will advise you if you need to file a claim with your insurance company.
Liberty County homeowners should remember that when dealing with wind damage, time is of the essence. Quick action can prevent minor damage from becoming major structural problems, protect your family’s safety, and ensure proper insurance coverage for necessary repairs.
By following this comprehensive guide and working with qualified professionals, Liberty County homeowners can effectively assess wind damage, navigate insurance processes, and maintain their homes’ structural integrity for years to come.